HomeThought Leadership

  • Are You in Good Hands?

    • May 22, 2019
    • Posted by: Dick-Weber
    • Category: Of interest to Advisors, Of interest to Consumers
    No Comments

    Dick’s recently published comments on the need for suitability and best interest standards for insurance producers coincides with New York Insurance Regulation 187 and the CFP Board’s update to its fiduciary standards. Read the full here.

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  • Nationwide YourLife IUL Protector

    • May 6, 2017
    • Posted by: Dick
    • Category: Product Reviews
    No Comments

    Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Aenean commodo ligula eget dolor. Aenean massa. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Donec quam felis, ultricies nec, pellentesque eu, pretium quis, sem. Nulla consequat massa quis enim. Donec pede justo, fringilla vel, aliquet nec, vulputate eget, arcu. In enim justo,

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  • John Hancock Vitality Rider

    • May 6, 2017
    • Posted by: Dick
    • Category: Product Reviews
    No Comments

    Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Aenean commodo ligula eget dolor. Aenean massa. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Donec quam felis, ultricies nec, pellentesque eu, pretium quis, sem. Nulla consequat massa quis enim. Donec pede justo, fringilla vel, aliquet nec, vulputate eget, arcu. In enim justo,

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  • Prudential Term Essential (and Term Elite)

    • May 6, 2017
    • Posted by: Dick
    • Category: Product Reviews
    No Comments

    Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Aenean commodo ligula eget dolor. Aenean massa. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Donec quam felis, ultricies nec, pellentesque eu, pretium quis, sem. Nulla consequat massa quis enim. Donec pede justo, fringilla vel, aliquet nec, vulputate eget, arcu. In enim justo,

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  • Pacific Life Discovery Xelerator IUL

    • May 6, 2017
    • Posted by: Dick
    • Category: Product Reviews
    No Comments

    Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Aenean commodo ligula eget dolor. Aenean massa. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Donec quam felis, ultricies nec, pellentesque eu, pretium quis, sem. Nulla consequat massa quis enim. Donec pede justo, fringilla vel, aliquet nec, vulputate eget, arcu. In enim justo,

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  • Lincoln National VULone

    • May 6, 2017
    • Posted by: Dick
    • Category: Product Reviews
    No Comments

    Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Aenean commodo ligula eget dolor. Aenean massa. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Donec quam felis, ultricies nec, pellentesque eu, pretium quis, sem. Nulla consequat massa quis enim. Donec pede justo, fringilla vel, aliquet nec, vulputate eget, arcu. In enim justo,

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  • General Guidelines for Illustration Proposals

    • May 6, 2017
    • Posted by: Dick
    • Category: Product Reviews
    No Comments

    Lorem ipsum dolor sit amet, consectetuer adipiscing elit. Aenean commodo ligula eget dolor. Aenean massa. Cum sociis natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Donec quam felis, ultricies nec, pellentesque eu, pretium quis, sem. Nulla consequat massa quis enim. Donec pede justo, fringilla vel, aliquet nec, vulputate eget, arcu. In enim justo,

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  • An interview with Dick Weber: “Everything Brokers and their Clients need to know about IUL and the new illustration regulations”

    • July 12, 2016
    • Posted by: Dick
    • Category: Of interest to Advisors
    No Comments

    Regulation?  WHAT regulation?! NAIC’s AG49 went into effect Sept. 1, 2015 for all Index UL policies sold on or after that date.  It’s a “guideline” – which means became effective without any further discussion once the NAIC’s Plenary voted for it.  For brokers, the impact is that policy illustrations may not be calculated with crediting

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  • Just Saying

    • May 5, 2016
    • Posted by: Dick
    • Category: Of interest to Advisors, Of interest to Consumers
    No Comments

    There is much to criticize about the heavy-handedness of DOL’s final regulations issued on April 6, 2016.  The core purpose of these rules is to change how advisors and agents get paid, effectively all but eliminating current commission models.  But I believe there IS a pony at the bottom of the pile under the Christmas

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