Richard A. Schwartz

In 2013 Ethical Edge was pleased to announce a strategic alliance with Life Insurance Analysts, Inc. of Greenwood Village, CO. Its president and principal consultant is Richard A. Schwartz, FSA, MAAA, CLU. “Dick+Dick” are long-time colleagues within the Society of Financial Service Professionals, and their alliance has become a natural combination of individual and corporate ethos: providing clients the needed expertise within a business model allowing us to serve with objectivity and total focus on the needs of the client.

 

Prior to the 2013 alliance, Dick Schwartz served as a consultant to professional advisors and their corporate/individual clients, as well as the financial services industry including distributing entities and insurance companies. Life Insurance Analysts’ service focused on providing to these communities strategy and analyses, product development, private placement consulting and expert witness valuation and consulting services.

 

In addition, Dick has been heavily involved in all phases of the development of life insurance and life settlement strategies and their valuations. His other primary focus has been working with large family offices on a fee-only basis to restructure their insurance portfolios.

 

He is a former Executive Vice President of M Financial Group and former Senior Vice President of Product Marketing for Sun America, bringing over 40 years of industry experience to his clients. Dick received his Bachelor of Science degree from Clarkson University and Masters in Actuarial Science from Northeastern University. He is a Fellow in the Society of Actuaries, a member of the American Academy of Actuaries, and a Chartered Life Underwriter; and is a member of the Society of Financial Service Professionals (FSP) where he currently serves an industry committee tasked to modernize insurance illustrations.

 

He has spoken before advisors on advanced applications of life insurance and annuities as well as how they apply to Trustees’ policy management. He has presented at meetings of the American College of Trust and Estate Counsel (ACTEC), Miami Estate Planning Institute, Notre Dame Tax and Estate Planning Institute, and the Association for Advanced Life Underwriting (AALU). He is the co-author of the American Bar Association’s first primer publication “Life Insurance Due Care: Carriers, Products and Illustrations”.

 

Dick Schwartz’s actuarial and product background is an invaluable asset to Ethical Edge’s client-focused orientation to problem solving for the individual and business clients we serve.