We offer a “quick” review service at no charge
With the below described material received a few days in advance of a scheduled phone call, we will address the typical questions you might have about premium payments, how long the policy will remain in force with the current premium, etc.
After such a review – if there are more complicated issues to address – we would shift to a fee-based service that typically runs $350 – $500 per policy. Most of the reviews we do fall into the first category – no charge.
Here’s what we need:
- The most current annual statement sent to you by the insurance company shortly after the “policy anniversary” – the month/day in which you originally bought the policy;
- An indication of your “asset allocation” for VUL policies – the percentage of sub-accounts that are “equity” – and the percentage that is cash or “fixed return;”
- If you have it, the original “sales illustration” – the packet of pages that projected policy values into the future when you bought the policies.