Insurance Fiduciary™ Professional Services

The Ethical Edge, Inc. provides professional life insurance assessment and management services to businesses, family offices, and financial advisors on behalf of their clients.

Complimentary Policy Review and Assessment

Seminars

Dick has been a popular speaker within the financial planning and life insurance industries for over 20 years.

read more
People Behind Ethical Edge

The Ethical Edge collaborates with experts in a number of fields…

Meet The Team
Video & Audio Presentations

Video & audio presentations covering baby boomer issues, life insurance as an asset class and more.

Watch Videos

Recent Articles & News

An interview with Dick Weber: “Everything Brokers and their Clients need to know about IUL and the new illustration regulations”

Regulation?  WHAT regulation?! NAIC’s AG49 went into effect Sept. 1, 2015 for all Index UL policies sold on or after that date.  It’s a “guideline” – which means became effective without any further discussion once the NAIC’s Plenary voted for it.  For brokers, the impact is that policy illustrations may not be calculated with crediting

Just Saying

There is much to criticize about the heavy-handedness of DOL’s final regulations issued on April 6, 2016.  The core purpose of these rules is to change how advisors and agents get paid, effectively all but eliminating current commission models.  But I believe there IS a pony at the bottom of the pile under the Christmas